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Jobless

  The interview happens on Skype. That should make things easier, shouldn’t it? It is 5.45 p.m. on a dull Monday. Mondays are always dull, especially when spent on job seeking. It has already been two and a half hours since I started waiting for Godot – namely, the president and founder of glorious PoundBeef (fictional name). Our original appointment at 4.30 has not come through, despite me being in front of my monitor, sat in my chair since 4.20. Despite me having removed beforehand any inappropriate objects that could stand out in the background (flying socks, a baby bottle used as a pig bank, sheep patterned pyjamas…) However, at 4.40 glorious PoundBeef president has written the following Skype message: Hi, I have called you but you have not answered  (how is that even possible?)  Anyway, I have just realised that interview was actually scheduled at 5.30  (was it?) . Talk to you later. I rush to type that there is a misunderstanding: I am there, ready to impress h...
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Banking block

  Challenges shaping North American banks’  payments tech investments 25   Oct   2024 a The payments industry is evolving rapidly, driven by changing consumer and commercial needs. Payments executives are grappling with rising costs, shrinking margins and emerging technologies like generative AI, prompting a reevaluation of their strategies. The key question is: What tech investments should be prioritized to stay competitive? Our new research, based on insights from 326 bank leaders across 18 countries, addresses this. In this post, I preview our findings, focusing on challenges that affect North American banks’ payments technology investments. Challenge #1: Banks struggle with legacy payments IT systems North American banks are burdened by outdated payments IT systems and significant technical debt, with 58% facing this challenge. When we take a closer look at the payments technology stack, the application integration layer carries the most te...
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